Joseph Loya

Joseph Loya · Keller Williams Realty Downtown

Your free Colorado Home Plan, in about 2 minutes.

A few quick taps. Made from your answers: your price range, your estimated payment and your next steps. Free: we only need where to send it.

Step 1 of 7

Are you buying, selling, or both?

20 Colorado clients share their stories on this site.

Joseph Loya

Joseph Loya · Real estate agent · Keller Williams Realty Downtown

Helping people find their place to call home.

Free · No pressure · English y español

What you get

A private page with your plan, made from your answers.

Affordability
A price range built from the monthly payment you're comfortable with, so you know where to start.
Payment vs. rent
What your monthly payment could look like, and the equity you'd build instead of paying rent.
Down payment & credit
The truth behind the 20%-down myth, plus Colorado down payment programs like CHFA's, through participating lenders.
Your next move
A clear step-by-step plan so you know exactly what to do next, and when to do it.
Example plan
An example with sample numbers. Yours is built from your own answers.

Real Colorado clients. Real results.

  • Robin Vasquez & Shaun Papineau, bought a home in Brighton, CO

    Robin Vasquez & Shaun Papineau · Brighton, CO

    After a year and a half of searching, bought their first home in Brighton with exactly $1,000 out of pocket.

  • Nallely Cabral, bought a home in Westminster, CO

    Nallely Cabral · Westminster, CO

    Closed on a home in Westminster with about $1,000 out of pocket.

  • Raul Pulido, sold a home in Aurora, CO

    Raul Pulido · Aurora, CO

    Two mortgages and a 2-month clock. Under contract in just 22 days, and still walked away with about $30,000.

Results like these are not typical: most buyers bring more to closing. What you bring depends on the price, the loan, your credit and income, program rules and what's negotiated with the seller. A licensed lender can tell you yours.

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